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Total & Permanent Disability Claims

Total & Permanent Disability Claims

  1. Do I have a TPD Claim?
  2. How do I start a TPD Claim?
  3. Time limits to claim
  4. How are TPD claims different?
  5. No Win No Fee
  6. Why use a Lawyer?
  7. What if my accident occurred while I was working or on my way to or from work?

Do I have a TPD Claim?

A Total and Permanent Disability Claim (TPD) allows for an individual to make a claim through their superannuation or through an insurance policy where a person is unable to work due to injury or illness. It does not matter how your injury or illness came about.

Therefore, in situations where you cannot make a claim for damages and/or compensation under Queensland laws, for example where the cause of a motor vehicle accident is considered your fault or not specifically covered under Queensland legislation, it may be possible to make a TPD claim on your behalf.

Most superannuation and/or insurance policies allow for these claims and therefore if your injuries stop you from working you may be able to make a TPD claim.

Many people have more than one superannuation fund with TPD cover, and some people have TPD insurance from their own private policy or group polices from an employer, union or organisation.

How do I start a TPD Claim?

Contact Injury Lawyers Queensland on freecall 1800 777 099 for an obligation free claim review over the phone or enter your details on our Obligation Free Claim Review Form and we will contact you.

Time limits to claim

If you have been injured as a result of an accident involving a motor vehicle or a similar accident please note that there are strict time limits and important procedural steps that apply to compensation claims.

If you have been involved in an accident we recommend that you seek legal advice immediately as you may lose your right to claim for damages if you fail to act within the critical dates.

It is a good idea to start your claim as soon as possible as the longer you take to start your claim, the harder it is to gather the information and evidence required to prove your claim.

Call us on freecall 1800 777 099 for an obligation free claim review over the phone.

How are TPD claims different?

As the name suggests, Total and Permanent Disability Claims are only possible under certain circumstances such as:

Where you have been unable to work for six (6) consecutive months due to injuries or illness
Where a person you are dependent on (such as your partner or a parent) died and you wish to claim death benefits from their superannuation fund or their insurer
TPD claims can be complex and confusing. Whether you are eligible to make a claim will depend on a number of factors such as:

  • The wording of your superannuation or insurance policy
  • The medical evidence available about your injuries or condition
  • How long you have been unable to work.
  • The professionals that work at Injury Lawyers Queensland understand and take a special interest in people who have been injured.
  • Suffering serious injuries can prevent you from being able to work, which affects your ability to look after and support your family and loved ones.

For the last 17 years our professional staff have been assisting clients to obtain the best medical and rehabilitation treatment available to help them recover from their injuries and to assist them claim compensation to compensate them for the pain, suffering, medical expenses and economic loss they have suffered.

Call us on freecall 1800 777 099 for an obligation free claim review.

No Win No Fee

At Injury Lawyers Queensland we understand that not everyone is in a position to pay a lawyer for upfront advice. That is what at Injury Lawyers Queensland there are no upfront legal  costs or outlays.

Injury Lawyers Queensland’s No Win No Fee scheme is available for all TPD claims. This means you do not pay for legal fees or outlays unless your case is successful.

In most instances, people who have been involved in a motor vehicle accident are suffering financially due to not being able to work or working on a reduced hours basis because of the adverse affects of their injuries.

That is why we conduct all of our claims on a No Win No Fee basis.

Why use a Lawyer?

Because it is in the insurance company’s interests to try and limit the amount of compensation you can recover, they will not advise you what you can claim and what your claim is really worth.

Insurance companies have their own team of lawyers who do everything they can to try and reduce the amount of your claim.

Without legal representation you will be at a big disadvantage when dealing with the insurance companies and their lawyers.

If you are involved in a car accident in Queensland, it is critical that you obtain advice from a lawyer who is experienced in compensation claims to ensure that you are aware of all the benefits available to you.

As Injury Lawyers Queensland are very experienced in all kinds of motor vehicle accident, property damage and compensation claims, we make sure that you recover everything that you are entitled to at law.

Because Injury Lawyers Queensland operates on a No Win No Fee basis, you don’t need to pay any legal costs or outlays until your claim is successfully finalised.

What if my car accident occurred while I was working or on my way to or from work?

If you were injured while you were working, or on your way to or from work, you still have the same rights to make a claim for property damage and compensation against the insurer of the vehicle at fault.

You may also have the right to make a claim on WorkCover Queensland or your employer’s workers’ compensation insurer to pay for your medical treatment and your weekly wage while you are away from work.

Call us on freecall 1800 777 099 for an obligation free claim review.

Trevor J

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Automotive Specialist, Cairns

Brian H

Bicycle Accident Claim Tom was great to deal with and has a highly skilled network of professionals in the field. He achieved a payout for me three times what other solicitors had indicated my claim was worth. His fees are fair and...
Accountant, Gold Coast

Brooke S

Pedestrian Accident Claim I was hit by a car on a pedestrian crossing by a careless driver. I suffered multiple injuries and was unable to walk for a considerable period of time. A friend referred me to Tom Forster from Injury Lawyers...
Business Owner, Gold Coast

Joyce W

Car Accident Claim I was involved in a car accident on the Gold Coast. I suffered a severe whiplash injury when I was hit from behind while stopped at a red light. I engaged Tom Forster to act on my behalf to...
Byron Bay

Samantha B

Car Accident Claim I want to acknowledge Tom Forster for his knowledge, guidance and professionalism whilst handling my litigation case. I was referred to Tom by a work colleague following my car accident in Brisbane and I am so appreciative as I...
Product Manager, Brisbane

Clinton M

Cycling Accident Claim As a triathlete in the Australian team, I was referred to Injury Lawyers Queensland after I was hit by a courier van whilst I was doing my cycling training for an upcoming Ironman event. Tom was great at giving...
Triathlete, Brisbane

Jay A

Bus Accident Claim I was struck by a bus on the Gold Coast when waiting at a bus stop because of negligent actions of the bus driver. When I enquired with some of the big well known personal injury law firms that...
Carpet Layer, Gold Coast

Mick P

Motorcycle Accident Claim I had a motorcycle accident as a result of hitting a large piece of timber which had fallen onto the road from an unknown vehicle. When I contacted two of the large personal injury law firms that market themselves as...
Labourer, Gold Coast

Matt H

Car Accident Claim A few years ago I was involved in a low speed accident within a car parking complex in Brisbane. My vehicle was driven into as I was reversing downhill into a car parking space. Due to my twisted position...
Leadership and Management Consultant, Brisbane

Colin N

Cycling Accident Claim I was knocked off my bicycle on a main thoroughfare roundabout when a car driver failed to give right of way or stop. I suffered numerous injuries to the body, and concussion, the head injuries being limited by a...
Concrete Truck Driver, Gold Coast

James G

Motorcycle Accident Claim I have had the unfortunate need to engage the services of Tom Forster from Injury Lawyers Queensland to represent me not once, but twice in relation to seeking compensation following motor cycle crashes caused by other drivers. I say...
Manager, Atherton

Rose G

Car Accident Claim Honest and genuine people can be rare to find, I feel incredibly blessed that I found Tom and his team from Injury Lawyers Queensland to guide me though a time in my life that at the time felt so...
Health Support Consultant, Brisbane

James S

Bicycle Accident Claim I have known Tom on a professional level for over 10 years and highly recommend his legal services and expertise. As a Sports Physiotherapist who has been involved in a bicycle accident, I could see firsthand the challenges involved...
Sports Physiotherapist, Gold Coast

Joe H

Car Accident Claim Tom Forster of Injury Lawyers Queensland is a world class human being.  Lawyers and solicitors have a reputation for being dishonest, disingenuous people that’ll sell their grandmother for a dollar! In my time working with Tom over 2 injury...
Strength & Conditioning Trainer, Gold Coast

Natasha T

Motor Vehicle Accident Claim I was injured on the Gold Coast when an unknown vehicle cut in front of a line of traffic in front of my vehicle which caused me to brake very heavily to avoid hitting the vehicle in front...
Business Development Manager, Gold Coast

Denis L

  Scooter Accident Claim Dear Tom Forster, I wish to extend my hand in gratitude for all you have done for me throughout my ordeal following my motor scooter accident in Cairns. You guided me patiently when it came to updating my...
Reiki Instructor, Cairns

Injury Lawyers Queensland

A division of Litigation Law Queensland
We are passionate about helping people who have been involved in motor vehicle accidents and we love to exceed client expectations.

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